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Independent building expert

Disaster expertise

Disaster Expertise: Defend Your Interests in Insurance

After a disaster (fire, water damage, storm, natural disaster...), your insurance commission an expert to assess the damage and quantify the compensation. But who pays that expert? Your insurance. And what is its purpose? Limit the amount of compensation.

This structural conflict of interest explains why so many victims find themselves under-indemnized, with inappropriate recommendations or low-cost work.

In this situation, you have the right to appeal to an independent expert who defends your interests, not those of the insurer.

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Why call on an independent expert?

 

Assessing actual injury

We analyze the entire damage (direct, indirect, hidden) without minimizing its severity.

Challenge insufficient compensation

If the insurance expertise seems incomplete or unfair to you, our report provides a solid basis for contesting.

Securing your rights

Amicable expertise at first. If no agreement is reached, the case can evolve into judicial expertise.

Get a fair encryption

We evaluate the remediation work as close to reality as possible, without underestimation.
 

 

 

Types of claims covered

 

Fire

Assessment of damage to structure, installations, movable property. Analysis of causes if necessary.

Water damage

Infiltrations, leaks, pipeline ruptures, flooding. Origin detection and damage assessment.

Storm & natural disasters

Roof torn, damaged facades, fallen trees, infiltrations. I don't know.

Other claims

Explosion, collapse, icebreak, electrical damage...

 

 

Amicable or judicial expertise?

 

Friendly phase (most common)

We carry out an adversarial expertise with the insurance expert. Objective: to reach agreement on compensation.

 

Judicial phase (if disagreement)

If the amicable fails, our report serves as the basis for legal action. We can act as a technical expert alongside your lawyer.

 

What our customers like

Field knowledge

We know the building, not just the scales.

Independence

No connection with insurance companies

Defending your interests

Our only client is you.

availability

Intervention within 15 days, report within 5 days

 

FAQ

Yes, that's your right. You can commission an independent expert to carry out a counter-expertise.

She cannot deny your right to have you assisted. However, it is not obliged to pay our fees (except for specific contractual clauses).

As soon as possible, ideally prior to restoration work to preserve evidence.

 

a victim of a disaster?

Don't let insurance decide alone.