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Independent building expert

AGAINST EXPERTISE

Insurance counter-expertise: you have the right to a second opinion

You have just received the report from an insurance expert (or a judicial expert) and you do not agree with his conclusions? Compensation too low, poorly identified causes, under-estimated figures, poorly established liability... You have the right to challenge and have a counter-expert carried out by an independent expert.

The problem? Most insured people don't know they can do it, or think it's too expensive. As a result, they accept unfair compensation for lack of information.

Our counter-expertise gives you the technical arguments to defend your interests.

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What is a counter-expertise?

This is an independent expert's expertise that YOU choose (and pay) to verify, challenge or complete the findings of an initial expert's assessment.

The counter-expertise can target three types of experts:

1. Insurance expert

Mandated by your insurance company after a disaster. Objective: To limit compensation.

2. Insurance expert

Mandated by the insured (you or a third party) in connection with a claim. You are challenging his conclusions.

3. Judicial expert

Designated by the court in judicial proceedings. You consider his report incomplete or partial.
 

 

 

Why make a counter-expertise?

 

Challenge insufficient compensation

The insurance expert underestimated the damage or applied excessive age.

Challenge identified causes

The expert concluded that there was a lack of maintenance when it was a construction defect.

Accurately quantify work

The proposed amount does not cover actual repairs.

Obtain a second technical opinion

You have a doubt about the original expert's conclusions.

Preparing for legal action

Counter-expertise is a key tool for litigation.

 

our difference

Field technical expertise

We're from the building, not the administration. We know the pathologies, the constructive techniques, the DTU. We are not content with scales: we analyse the works.

Total independence

We are not related to any insurance company, any consulting firm. Our only interest is to defend yours.

Contradictory approach

We analyze the initial report, identify points of disagreement, conduct our own on-site expertise, and produce an argumented counter-report.

 

our method

 

1. Analysis of the initial report

Critical reading of conclusions, identification of questionable points.

2. Site visit

Complete inspection of the property, verification of the findings of the original expert, search for elements not mentioned.

3. In-depth technical analysis

Diagnosis of causes, costing of work, assessment of injury.

4. Counter-report within 5 days

Document opposable with:

  • Disagreement with initial expertise
  • Additional findings
  • Argued technical diagnosis
  • Updated reporting
  • Actual harm

 

 

FAQ

Yes, you always have the right to a second opinion, whether it is an insurance, insured or judicial expertise.

No, except for specific contractual clauses. You pay our fees.

As soon as possible, ideally before the work is completed or the file is closed.

 

Do you dispute any expertise?

Get a second independent opinion.

Call us See our rates

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